Jennifer Cosgrove, Realtor
Direct: 408.357.5790
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Read below to see what my clients have to say about our services!

October 31, 2005 Dear Mr. Crane, It is with great ease and confidence that I write this letter to you today regarding the performance of one of your realtors, Jennifer Cosgrove. From beginning to end, Jennifer treated my home and investment as her own. I continue to recommend her and her real estate services to everyone entering the home buying and/or selling market. I am a repeat client of Jennifer’s dating back to her days with real estate financing. Unfortunately, I needed to call on her services during a very difficult change in my live, and as I am sure we have all experienced, having strangers involved with every aspect of your financial portfolio is very personal and uncomfortable. Jennifer helped make the process simple and quick, thus laying the groundwork and instilling the confidence needed for my future decision of representation for the disposition of my home. The home that I listed with Jennifer had been in my family since long before I was born. When I purchased it, the home was badly in need of updating and remodeling. Rather than hire outside contractors, I did the majority of the work and made all of the design decisions myself. This expenditure of blood, sweat, and sometimes even tears, created an ownership that was far more descriptive than a deed of trust. As strange as it sounds, I needed someone who really understood and respected my attachment to this simple wood and stucco part of my family. I needed to feel this was not just another commission check for a realtor. I needed someone to truly care. I have a very busy and demanding job in residential land development, and I wasn’t always available during convenient daylight hours. Jennifer worked completely around my schedule, and made me feel as if I was her only client, even when I knew better. From the recommendations on pricing, though deciding on a qualified buyer, Jennifer never wavered in her responsibility as my agent. Even her tenacity and resourcefulness couldn’t eclipse her integrity when dealing with all parties involved in the process. I was represented in a manner reflective of my own business culture and attributes. It is hard to describe every important detail that I was gifted during this process, but I will say that Jennifer made a potentially stressful life transition, a simple and flawless interaction that yielded a greater financial return than I could have ever hoped. Jennifer is my realtor, and dear friend, for life. Please feel free to contact me if you have any specific questions about my experience, but feel comfortable and proud that it was completely positive. Sincerely,
-Christopher Davenport, Vice President of Land Development, Trumark Companies

Dear Jennifer, Here are some thoughts on our shared adventure of selling 55 Church Street. At the urging of a good friend who is a realtor in another city, we were advised to engage a local realtor. She strongly recommended Jennifer Cosgrove. At our first meeting we were very impressed because Jennifer's immediate reaction on seeing our home was to say, "If you were my mother, I'd tell you to keep it." We liked her instantly and by dropping the issue of selling felt much freer to ponder the next step in our lives. When the time did come when we wanted to sell it was natural for us to call Jennifer. She is a rare combination of intelligence and happiness. No detail was too small to get her immediate attention. And at the same time she developed the perfect strategy for marketing and sale. Contrary to popular wisdom, selling the house was a happy experience and we owe it in large measure to the consistently cheerful and wise Jennifer Cosgrove! Best wishes always, Morris and Elizabeth
-Morris and Elizabeth Trevithick

Marilyn Schumacher Broker Associate, Realtor®-Certified Technology Specialist (e-PRO), Residential Specialist (CRS), Seniors’ Residential Specialist (SRES) Harbor Bay Realty · 885 Island Drive Suite 200 · Alameda CA 94502 ____________________________________________________________________________________________ 1/18/04 To Whom It May Concern: As a real estate broker in business for over 18 years, I can attest to the effectiveness of Jennifer Cosgrove. In spring of 2003 she referred one of her clients to me to handle the purchase of a new home and the sale of their existing home. Jennifer handled the financing which included a line of credit on the first home that allowed the owners to buy the new home without selling first. This strategy is often what I recommend and she had already primed the clients for this financing. Their new home closing was flawless. Financing was never a concern in this transaction, despite the property being a REO: one the lender had taken back in foreclosure. Because of this preparation, and the knowledge we had of the market and values the customer was able to write their offer with no loan or appraisal contingencies. Jennifer’s regular follow up via phone, email, and voicemail, and her ready availability made this transaction very smooth. With pleasure I can recommend Jennifer for her thoroughness and high work ethic. Please feel free to contact me. Regards,Marilyn Schumacher
-Marilyn Schumacher, Harbor Bay Realty

"It is said that the stress of dealing with the transaction of buying, selling, or refinancing a home competes as one of the most challenging things you will ever do in your life. The personal care and guidance I received from Jennifer made the process almost effortless and carefree. She understood my desires and constraints, and looked out for my best interests. I feel fortunate to have Jennifer handling all of my housing needs from this point forward."
-Chris Davenport, Campbell

Dear Jennifer, I wanted to thank you for the care and professionalism that you gave me in the purchase of my first home. You not only managed to find me exactly what I was looking for, but made the process as painless as possible. It could have been a pretty nerve wracking experience not understanding everything involved, but thankfully your experience and added knowledge of loans kept me well informed. I feel that I not only walked away with a beautiful home, but a friend for life.
-Kelly Denevan

"Last year, our daughter was looking to purchase her first home. Jen was able to walk her through the steps of pre-qualifying and explained what was happening step by step. As a 24 year old first time home buyer, this greatly simplified things for my daughter, and as a homeowner for 30 years, I was educated about the changes that have taken place in the real estate market over the years, in terms I could understand. Jen was the consumate professional when dealing with the seller's agent and had all the paperwork in place, as there were other offers on the table. Within a month, escrow had closed and my daughter was able to move into her first home! Things could not have gone more smoothly thanks to Jen's dedication and expertise!"
-A. Hancock

Jennifer, Thanks so much for helping me purchase my first home! You made the process so easy and painless, I really appreciated your assistance and friendliness. I will definitely recommend you to any of my friends or colleagues who are looking to buy a home. Thank you again for your professionalism, attention to detail, being so accommodating and for your friendly smile.
-Nicole Hancock

We really enjoyed working with Jennifer Cosgrove. She was so very thorough and careful in handling the sale of our Mother's home. She always returned our calls in a timely manner - and she was easy to communicate with. Her professionalism and caring attitude were very much appreciated. Thanks again, Jennifer, for a job well done!
-Nancy & Allan Meyer

Hello Jennifer, It has been almost a year now since we have moved into our house over here in the Warm Springs section of Fremont, CA. As you were integral with this move, I wanted to express our gratitude to you for the great work you did in securing us the loan and also closing the deal for us to move in. First, your tenacity with the loan process was greatly appreciated. As I was new to the process and Hue a veteran, I relied on your expert judgment and experience with securing the correct loan for us. As you are aware, my credit is not the greatest (so, I am not perfect) and Hue's was, thus most of the discussions and efforts to secure the loan was placed on you. In the end, we were able to secure a loan with a monthly payment that is well within our budget. Second, looking for houses is not easy. Each of us had our own ideas and the main thing is that I wanted Hue to be emotionally connected with the property we select. This was a success and due to the tight market, there was no guarantee that we would have succeeded. You stepped up to the plate, met with the owners and were able to convince them that we are the right buyers for this property. This involved a lot of traveling and phone calls and political savvy as there was a solid group folks ready to pay big money for this property. Finally, you kept in contact with us during the process and ensured that our house was in tip top shape when we moved in. Again, I am not that experienced with the process and the house inspection was reviewed in detail by you and it was clear that you would not allow the deal to go through unless you were happy that there would be no surprises. Even little things like insurance was handled in detail by you. Please do not hesitate to call me if you need a referral. I will be happy to speak to anyone in person or over the phone to attest to the fine work you did for us. Kind Regards,
-Steve H.

Monday, April 18, 2005 Congratulations! Dear Loren and Dawn; Thank you for making a sincere offer on my listing at 763 Charmain Dr. Campbell. I am lucky to have this lovely house as my listing. In the past week, I have had many interests for this house. Finally, we had multiple offers all of which are very attractive not only from the offering price but also the conditions as well. You are lucky to have a good agent like Jennifer Cosgrove. She gave me and my seller such a good impression that we want to work with her. She is honest, professional, and aggressive. She works in the same way that I do and we can talk in a common language. In addition to that, Jennifer presented your offer in such an excellent way that I loved working with her. It is Jennifer that makes my heart go with you, and I had a strong bias towards you over any other buyers. The sellers and I wanted to sell their house to a person who likes the house most and needs it most. I really appreciate my seller in following my instructions to accept your offer. My sellers are moving out the property on May 15th, and they hope you could close on the same day. Let’s try to make everyone happy. Sincerely,
-Minhua Jin, Bay One Real Estate

April 27, 2005 Dear Jennifer, I want to thank you so much for all your help and good advice in the purchase of my new home. I was so nervous and unsure that I could do this. But you made me feel at ease right away. The loan people you set me up with made it so simple and easy. And the first time buyers program helped me afford it!! I am surprise how many brokers don’t tell their clients about this program. I just love owning my own place. It is such a good feeling. The Condo you helped me find is perfect for me...and of course the tax break! Wow. Again thanks for all your expertise and your friendly support.
-Karen Perez – new home owner in San Jose ~

Jennifer was so easy and great to work with. She was never "too busy" to show me properties that were of interest, and was always available for questions along the way; no matter how simple. Thanks again for making it happen!
-Blake Leong

Just Awesome! Enthusiastic, Friendly, Expert, go-getter, Responsive, Passionate, Professional,knowlegable and a clear vision - the first few words that come to my mind as I'm writing my review for Jennifer.
For a first time home buyer Like us(Me &my husband) and someone that worries about things even when there is nothing to worry about, our mind was always at ease working with Jennifer and she made our first time home buying process a joy.
She really understood what we wanted and ended up finding our dream house for us! Any questions I had were answered in a "matter of minutes". You literally feel like you are the only person she is working with to help find a home, when clearly, that is not the case. Email,watsapp,messaging, call she will not take more than 10 mins to revert back.
If we Like a House , she never hesitates to point out the Pros &cons in there and educate us the actual status of the house, she immediately Pools in a report of that house , Price assessment, Neighbourhood,schools rating and all other possible information and send an email to us before end of the day.
She was incredibly professional and helpful, pointing out potential issues with houses we never would have considered. When a routine radon test came back with unfavorable results on the house we wanted, Mindy jumped in with us to educate ourselves on the issue and to modify our offer so the problem was addressed(The seller agreed to do few repairs for us ,spending from his pockets). She did not stop there ,she was with us until all inspections were done and she was such a great support to us.
We can never forget the day she handed over the key to us , she had champagne and decorated our house with balloons and took pictures with us ,she made our day and shared the happiness with us.
Jennifer went above and beyond what we expected from an agent and had been a good friend, guide, well-wisher, family member and we would 100% recommend her to anyone that is looking for a home.

-Sriram & Deepika
-Sriram and Deepika